Australian SMSF Accountant

SMSF Accountant
Full-Time | Remote | Philippines | Australian Accounting Practice

About the Role
Cruz & Co, a Sydney-based accounting and tax practice, is seeking an experienced SMSF Accountant to manage a portfolio of approximately 150 self-managed super funds (SMSFs) from setup through annual compliance, audit, and lodgment.
This role requires strong technical knowledge of Australian SMSF accounting and taxation, advanced proficiency in Simple Fund 360 (SF360), and the ability to manage the full compliance process independently.
You will report directly to the Principal and work closely with clients, referral partners, and independent SMSF auditors.

Key Responsibilities
Fund Setup & Maintenance
Set up new SMSFs in Simple Fund 360, including member details, bank feeds, investments, properties, and auditor information.
Perform annual roll-forwards and verify opening balances against prior-year audited financial statements.
Maintain consistent fund setup procedures and checklists.

SMSF Accounting & Annual Returns
Code and reconcile bank accounts, limited recourse borrowing arrangements (LRBAs), and investment accounts, including international shares and cryptocurrency.
Prepare year-end journals for investment revaluations, property depreciation, rental income, accruals, contributions, and fees.
Prepare SMSF financial statements, member statements, operating statements, and annual returns.
Calculate fund tax liabilities, including exempt current pension income (ECPI) where applicable.
Reconcile ATO Integrated Tax Account (ITA) and Integrated Client Account (ICA) statements, including PAYG installments and tax payable.

Audit Coordination
Prepare complete audit files with supporting documents, including invoices, investment statements, valuations, and property leases.
Submit files to independent SMSF auditors and respond promptly to audit queries.
Maintain audit documentation requirements and update internal checklists as needed.

Client & Stakeholder Communication
Request outstanding information from clients and referral partners and follow up until received.
Arrange property valuations in advance of reporting deadlines.
Identify and escalate compliance concerns, including in-house asset breaches, early or duplicate withdrawals, and contribution cap issues.

Portfolio & Workflow Management
Manage approximately 150 SMSFs throughout the annual compliance cycle.
Monitor fund progress and maintain accurate job statuses in the practice management system.
Plan workloads around ATO lodgment deadlines and flag potential delays early.
Lodge annual SMSF returns after the audit is complete and trustees have signed the required documents.

Requirements
At least 2 years of experience preparing Australian SMSF accounts and annual returns end to end.
Advanced proficiency in Simple Fund 360 (SF360).
Working knowledge of Australian SMSF legislation and regulations, including contribution caps, pensions, LRBAs, in-house asset rules, and capital gains tax (CGT).
Experience handling SMSFs with property investments and listed share portfolios.
Strong written English and the ability to prepare accurate, well-documented workpapers.
Excellent organisational skills and attention to detail.
Ability to work independently, manage a large portfolio, and meet strict compliance deadlines.

Preferred Qualifications & Experience
CA, CPA, or SMSF Specialist Adviser (SSA) qualification, or currently studying towards one.
Experience with Xero, Class, or BGL Simple Fund Desktop.
Previous experience working with an Australian accounting practice.

Working Arrangements
Employment Type: Full-time
Location: Remote, based in the Philippines
Working Hours: Sydney business hours, with availability for calls and review meetings.
Core System: Simple Fund 360 (SF360).
Other Systems: Google Workspace and practice management software.
Portfolio: Approximately 150 SMSFs managed end to end.

The firm will provide access to the required systems. Strict confidentiality and data security policies apply, and all client information must remain within the firm's approved systems. Local copies of client data must not be stored on personal devices.

Regular check-ins and review meetings with the Principal will support quality control and ongoing development.

How to Apply
If you have hands-on Australian SMSF accounting experience and advanced Simple Fund 360 skills, we encourage you to apply.
Please submit your CV highlighting your SMSF portfolio experience, technical knowledge, software proficiency, and relevant qualifications.