Credit & Funding Specialist VA (FCRA, Credit Disputes & Litigation Support)

About the Role

We are looking for an experienced Credit & Funding Specialist who understands credit reporting, the Fair Credit Reporting Act (FCRA), credit bureau disputes, litigation support, and funding processes.

This is not a basic administrative VA position. We need a knowledgeable, proactive, detail-oriented professional who can become our go-to person for credit-related matters, FCRA compliance workflows, credit bureau dispute cases, and funding opportunities.

The ideal candidate has hands-on experience, understands how to organize and manage complex credit cases, and can work independently while keeping operations organized and compliant.

Key Responsibilities

1. Credit Analysis & Disputes

• Review credit reports from Experian, Equifax, and TransUnion.
• Identify inaccurate, incomplete, inconsistent, or potentially unverifiable credit reporting for further review.
• Prepare and manage credit bureau dispute workflows, correspondence, supporting documentation, and follow-ups.
• Track dispute timelines, bureau responses, client progress, and case documentation.
• Research applicable FCRA requirements and maintain organized records of relevant findings.

2. FCRA & Litigation Support

• Understand FCRA-related consumer rights and common credit reporting compliance issues.
• Assist with identifying and documenting potential FCRA violations.
• Organize evidence, credit reports, dispute histories, bureau responses, timelines, and other supporting records.
• Prepare case files and documentation for review by qualified legal counsel.
• Support litigation-related workflows involving credit bureaus, including coordinating documentation and tracking case progress.
• Help maintain accurate records of complaints, correspondence, and escalations.

*Important: This role involves research, documentation, and litigation support. Legal advice, legal representation, and legal filings must be handled by appropriately qualified or authorized individuals.*

3. Credit & Funding

• Assist with credit-based funding and personal or business funding processes.
• Evaluate credit profiles and funding readiness against applicable requirements.
• Research legitimate funding opportunities, lenders, eligibility requirements, and underwriting criteria.
• Help organize funding applications, required documents, submissions, and follow-ups.
• Track application progress, decisions, and next steps.
• Identify opportunities to improve funding readiness based on documented requirements.

4. Client & Operational Management

• Maintain accurate client records and case notes.
• Use CRMs, spreadsheets, and other online tools to track cases and funding applications.
• Create repeatable workflows and standard operating procedures.
• Communicate clearly, protect confidential information, and meet deadlines.
• Take ownership of assigned cases and proactively identify problems.

Required Qualifications

• Proven experience in credit repair, credit reporting, credit disputes, or credit consulting.
• Strong working knowledge of the FCRA and credit bureau dispute processes.
• Practical experience documenting potential credit reporting violations or supporting FCRA-related cases.
• Experience organizing case documentation for attorney review is highly preferred.
• Hands-on experience with personal credit funding, business funding, or lender application processes.
• Strong written English and excellent attention to detail.
• Ability to work independently, research problems, and manage multiple cases.
• Comfortable using CRMs, spreadsheets, and online business tools.
• High level of integrity, confidentiality, and professionalism.

Preferred Qualifications

• Experience working with consumer rights attorneys or legal professionals on credit reporting matters.
• Experience preparing organized case files involving Experian, Equifax, and TransUnion.
• Experience with business credit, personal funding, or funding readiness assessments.
• Ability to build efficient workflows and improve existing processes.

How to Apply

Please answer the following questions in your application:

1. How many years of experience do you have with credit repair, FCRA, and credit bureau disputes?
2. Describe your hands-on experience with potential FCRA violations and litigation support. What tasks did you personally handle?
3. What experience do you have with credit-based or business funding?
4. Which CRMs, credit reporting platforms, and other tools have you used?
5. Describe a challenging credit or funding case you helped manage and how you handled it.

Please include your resume and any relevant examples of your experience. Do not share confidential client information.

HOURS WILL INCREASE

We are looking for someone with real experience who can take ownership of credit, compliance-related workflows, and funding operations. Please apply only if you have relevant hands-on experience only.