Credit Repair Specialist

We are looking for an experienced Credit Repair Specialist who can independently manage credit repair files from Round 1 through completion.

The ideal candidate must have hands-on experience reviewing credit reports, developing dispute strategies, preparing disputes, submitting complaints, tracking results, and handling follow-up rounds. You should be comfortable working inside Credit Repair Cloud (CRC), DisputeFox, CFPB, and FTC systems, as well as handling EWS and ChexSystems disputes.

This is not an entry-level position. We are looking for someone who already understands the credit repair process and can work independently with minimal supervision.

Key Responsibilities
Review credit reports from Experian, Equifax, and TransUnion
Identify inaccurate, outdated, unverifiable, or questionable accounts and information
Develop an appropriate dispute strategy based on the client's credit report
Handle the complete dispute process from Round 1 through final rounds
Prepare and submit dispute letters and supporting documentation
Track bureau responses and analyze results after each round
Determine the appropriate next step when items are verified, deleted, updated, or reinserted
Prepare and manage CFPB complaints
Understand and properly use FTC resources and documentation
Handle ChexSystems disputes
Handle Early Warning Services (EWS) disputes
Maintain accurate client records and documentation
Update client files, notes, statuses, and tasks inside the CRM
Follow established SOPs and dispute workflows
Communicate clearly regarding client file status and next steps
Maintain confidentiality of client information and documents
Required Experience

You must have hands-on experience with:

Credit Repair Cloud (CRC)
DisputeFox
CFPB
FTC
ChexSystems
Early Warning Services (EWS)
Three-bureau credit report analysis
Multi-round dispute processing
Credit report auditing
Dispute strategy development
Bureau follow-ups and response analysis
Strongly Preferred

Experience with:

FCRA
FDCPA
FACTA
Metro 2
Data accuracy/compliance issues
Identity-related disputes
Collections and charge-offs
Late payments
Repossessions
Bankruptcies
Inquiries
Public records
ChexSystems/EWS banking disputes
CFPB escalation
Client management inside a credit repair CRM
What We Are Looking For

The right candidate should be:

Experienced, not entry-level
Able to work independently
Detail-oriented
Strong in credit report analysis
Strong in dispute strategy
Comfortable handling difficult or complicated files
Able to determine the next action without constantly asking for instructions
Organized with excellent documentation
Reliable with deadlines and follow-ups
Comfortable managing multiple client files
Able to communicate clearly in English
Important

Please do not apply if your experience is limited to copying and sending generic dispute letters.

We need someone who understands WHY a dispute is being submitted, WHAT strategy should be used, HOW to handle the bureau's response, and WHAT to do next.

You should be able to take a client file from:

Credit Report Review → Strategy → Round 1 → Bureau Response → Round 2 → Follow-Up → CFPB/FTC → Advanced Rounds → Final Resolution

How to Apply

Start your application with:

“I CAN HANDLE THE FULL DISPUTE PROCESS.”

Please include your years of credit repair experience, CRC/DisputeFox experience, CFPB experience, and EWS/ChexSystems experience.

Applications that do not follow the instruction may not be considered.