MCA Sales Rep / Deal Submission Specialist (Merchant Cash Advance Experience REQUIRED)

We're a US-based merchant cash advance and business funding brokerage. We work with small business owners across the country to get them working capital fast, and we submit to a wide network of direct funders. We're growing and need a rep who already knows this industry — not someone we have to teach it to.

WHAT YOU'LL DO

• Call/Text and work inbound/outbound leads of business owners seeking capital
• Run full intake: qualify the merchant, collect the application and 3–4 months of bank statements
• Pre-underwrite deals before submission — review average daily balances, deposit counts, NSFs/negative days, existing positions, and industry restrictions
• Package and submit deals to the correct funders based on their buy box (we'll give you the lender criteria library)
• Chase and clear stips, follow up with underwriters, and push files to approval
• Present offers to merchants, explain factor rate, payback, term, and daily/weekly ACH payments clearly
• Close the deal, get contracts signed, and coordinate through to funding
• Keep every deal accurately logged and updated in our CRM (GoHighLevel) with notes, stages, and follow-up tasks

WHAT WE REQUIRE

• Minimum 1 year of hands-on merchant cash advance experience — at an ISO, broker shop, or direct funder. This is non-negotiable.

-Fluent in English

• You know the vocabulary cold: stips, MID, UCC, 1st/2nd/3rd position, buy rate vs. sell rate, factor rate, holdback, consolidation, reverse consolidation, syndication, COJ, decline reasons
• You can read a bank statement and tell me in 60 seconds whether a deal is fundable and roughly what it'll get approved for
• Proven phone sales experience — you're comfortable pitching, handling objections, and asking for the signature
• Excellent spoken English with a neutral or light accent (you'll be on the phone with US business owners all day)
• Comfortable in a CRM. GoHighLevel experience is a big plus
• Reliable high-speed internet, backup power/internet, a quality headset, and a quiet workspace
• Can work US Eastern Time hours consistently

NICE TO HAVE

• Existing relationships or familiarity with specific funders' buy boxes
• Experience with dialers, VOIP systems, and lender portals
• Background in equipment financing, term loans, LOC, or SBA

WHAT WE OFFER

• monthly base salary
• Commission on every funded deal — top performers earn significantly more than base
• Steady lead flow — you're not cold prospecting from scratch
• Long-term position with a growing company, not a short-term project
• Paid training on our specific lender network and process

We move fast on good candidates. If you're the real deal, you'll hear from us within a few days.